What Data We Collect and Why
When you open an account, we collect your name, email address, mobile number and, where required for payment verification, identity documents. Transaction data — including UPI reference numbers, Paytm wallet IDs and PhonePe transaction codes — is logged to reconcile deposits and withdrawals. We also collect
-
1
device identifiers and session logs to detect suspicious activity on your account. We do not sell your personal data to third parties. Data is shared only with payment processors, fraud-prevention partners and, where legally required, regulatory authorities. Access to your data is restricted to staff who
-
2
need it to operate and secure the platform. All processing is subject to applicable Indian law and is available only where local law permits such services.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.